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Star Health Super Star
Future ke har move, covered!
Comprehensive health cover from Star Health offering Sum Insured up to Unlimited, Automatic Restoration, Freeze Your Age benefit, and limitless loyalty bonus.
Plan Details & Concept
Star Health Insurance presents Star Health Super Star with Star Flexi add-ons — designed to cover every move of your future.
Featuring Sum Insured options from 7.5 Lakhs up to Unlimited, Any Room rent eligibility, Automatic Restoration of Sum Insured unlimited times in a policy year, Freeze your Age entry premium lock up to 50 years, pre and post hospitalization up to 90 and 180 days, air ambulance cover up to ₹5 Lakh, and comprehensive wellness rewards through the STAR Health App.
Preferred choice for individuals and families seeking lifelong flexibility and unconditional reassurance.
Core Benefits & Highlights
Sum Insured Range
₹7.5 Lakhs, 10L, 15L, 20L, 25L, 50L, 100L, and Unlimited Sum Insured
Any Room Rent
No capping on room rent charges for eligible plans
Automatic Restoration
Up to 100% Sum Insured, unlimited times in a policy year for related and unrelated illness
Freeze Your Age
Pay premium as per entry age till the first claim (available up to 50 years of age)
Pre & Post Hospitalization
90 days pre-hospitalization and 180 days post-hospitalization medical expenses covered up to Sum Insured
Air Ambulance
Covered up to ₹5 Lakh in a policy year
Premium Waiver
One year premium waived if proposer is diagnosed with critical illness or dies due to an accident
Cumulative Bonus
50% after each claim-free renewal, maximum up to 100% of Sum Insured
Dental Check-up & Cleaning
Cashless consultation, IOPA X-Ray and scaling for 1 person in 2nd and 3rd policy years
Unlimited Tele-Consultation
Available on Star Health App with AI-driven face scan
STAR Wellness Program
Earn over 1,000 points yearly on Star Health App for up to 20% discount on renewal premiums
Inpatient & Hospitalization Scope
| Coverage Benefit | Coverage Limit / Terms |
|---|---|
| Room Rent | Any Room (no room rent capping) |
| Day Care Treatment | All Day Care Treatments covered up to the Sum Insured |
| Pre and Post Hospitalization | 90 days and 180 days respectively, covered up to the Sum Insured |
| Modern Treatments | Covered up to the Sum Insured |
| AYUSH Treatment | Covered up to the Sum Insured |
| Road Ambulance | Covered up to the Sum Insured |
| Air Ambulance | Covered up to Rs. 5 Lakh in a policy year |
| Organ Donor Expenses | Coverage for organ transplantation up to SI, including donor post-donation complications |
| Home Care & Domiciliary | Covered up to the Sum Insured |
| E-Domestic Second Opinion | Access to second medical opinion from network doctor based on submitted medical records |
| Automatic Restoration of SI | Up to 100% Sum Insured, unlimited times in a policy year for related and unrelated illness |
| Dental Check-up and Cleaning | Consultation, IOPA (X-Ray) and Scaling available for 1 person in 2nd & 3rd policy years (cashless) |
Advanced Policy Innovations
- Freeze your Age: Insured will pay premium as per entry age till the first claim (available up to 50 years)
- Automatic Restoration: 100% Sum Insured reinstated unlimited times for subsequent hospitalizations
- Premium Waiver: 1 year premium waived if proposer is diagnosed with critical illness or accidental demise
- Dental Check-up & Cleaning: Routine dental wellness check-up, X-ray and scaling covered in 2nd and 3rd years
- STAR Wellness Program: Track wellness activities on Star Health App for up to 20% renewal discount
- Limitless Loyalty Bonus: 100% Additional Sum Insured for each renewal (irrespective of claim) without upper limit (add-on)
- Sum Insured Multiplier: Combine and utilize annual Sum Insured across multi-year policy terms
Customize With Optional Riders
Limitless Care
One unlimited claim cover in a lifetime of the base policy for inpatient/day care (available from 10L SI)
Quick Shield
Pre-existing Diabetes II, Hypertension, Hyperlipidemia, Asthma, CAD with PTCA >1 yr covered from 31st day
Future Shield
Provides continuity benefit for all waiting periods served by the insured to a newly added spouse
Maternity Expenses
Up to Rs 50,000 / 1 Lakh as opted (24-month waiting period)
Consumables Cover
68 Non-payable medical items covered during hospitalization
Nursing at Home
Rs. 1,000 per day up to 10 days in a policy year post hospitalization
Stay Fit
Up to 7 gym / fitness center visits per week (entry age 18 to 60 years)
Mamta (Women Wellness)
Comprehensive online wellness services on digital platforms for women aged 12+
Param Seva (Senior Wellness)
Comprehensive digital wellness services for insured aged 56+ years
In-Clinic Consultation
In-person physician & specialist consultations: up to 4 for Individual, 8 for Floater
Voluntary Deductible & Co-pay
Choose aggregate annual deductible or 10%/20% voluntary co-pay for premium discount
Entry Guidelines & Waiting Periods
Entry Age: Individual Sum Insured 18 years to Any Age. Floater Sum Insured: Adults 18 years to Any Age, Dependent Children 91 days to 25 years. Family Size: Up to 2 Adults + 4 Children (Self, Spouse & Dependent Children).
Sum Insured Options: ₹7.5L, 10L, 15L, 20L, 25L, 50L, 100L, and Unlimited.
Policy Term: 1, 2, or 3 Years.
Waiting Periods: Initial waiting period 30 days, Specified diseases waiting period 24 months, Pre-existing diseases waiting period 36 months.
Our Healthcare Commitments
30 Mins
Cashless Claim Processing
10,000+
Network Hospitals
24x7
Customer Service Support
10 Lakh+
Claims Successfully Processed
Regulatory Disclaimer
Star Health and Allied Insurance Company Limited. Product Name: Star Health Super Star (UIN: SHAHLIP27049V022627). Add-on Name: Star Flexi (UIN: SHAHLIA26040V012526). Toll-Free Number: 1800 425 2255. Website: www.starhealth.in. For full details refer prospectus. Insurance is a subject matter of solicitation.
Official Policy Brochure
Download the complete product brochure for Star Health Super Star with all terms, waiting periods, and schedules.
Download Plan Brochure